This morning I taught the last class in a 5 week Debt Free program at my church. This was my 2nd time teaching the class, one of the families who took the course 2 years ago paid off over $100,000 in debt since then!

It is my sincere hope that this second round will help more families do the same. This time we had 2 college kids attend the class, they will certainly benefit from what was taught, If every college kid in the United States took this class it would transform an entire generation.

Debt sucks, yet there is a trillion dollar marketing machine designed to convince the public that debt is ok, everyone does it, etc….

I always bring a pair of scissors to my last class and we encourage folks to chop up their credit cards.  One of my students was reluctant to chop up several of her credit cards, and this is what I told her:

“God honors commitment, by chopping up those cards you are making a commitment to your own financial stability, and your own freedom from debt.”

She actually went out to her car, got the cards and chopped ’em up! I was proud of her for taking that step, and that one small action will have huge repercussions for her financial future.

It was a great day.

Ben Alexander

December 2018